Your monthly income is the cash you pocket regularly (after taxes). This could be from your job, an allowance, or gifts. If it varies, just jot down an average of what you'd get in a month. 📆
Needs
Food
$300.00/m
Edit Delete
Gas
$200.00/m
Edit Delete
Rent
$1,500.00/m
Edit Delete
Add Need
Total Needs
$2,000.00
Power
$2,333.33
Needs 🍞
'Needs' cover the essentials. From munching on food 🍔, keeping a roof over your head 🏠, to fueling up if you drive 🚗. These are the basics, the stuff life kind of demands from you.
Fun
3 items • $61.00 total • $2,272.33 left
Game Pass
$30.00/m
Edit Delete
Music Streaming
$11.00/m
Edit Delete
TV Streaming
$20.00/m
Edit Delete
Add Fun
Total Fun
$61.00
Power
$2,272.33
Fun 🎮
Fun fund! Think video games, movies, or chilling with friends at a café ☕. But if you're pinching pennies, maybe aim for $0 a month to keep things in check.
Bills
5 bills • $476.00 total • $1,796.33 left
Car Insurance
$150.00/m
Edit Delete
Gym
$21.00/m
Edit Delete
Electricity
$150.00/m
Edit Delete
Cellular
$45.00/m
Edit Delete
Internet
$110.00/m
Edit Delete
Add Bill
Total Bills
$476.00
Power
$1,796.33
Bills 📑
'Bills' are the regulars. Your Netflix binge 🍿, that phone plan 📱, or the monthly rendezvous with the electric bill 💡. While they might not be the most fun part of your month, they're non-negotiable.
Debts
High interest rate detected - prioritize these debts
1.Car Note
$2,869.38Total Balance
APR: 8.64%
Min: $300.00/m
Edit Delete
2.Credit Card 1
$2,677.42Total Balance
APR: 28.74%
Min: $90.00/m
Edit Delete
3.Credit Card 2
$9,607.72Total Balance
APR: 27.99%
Min: $370.00/m
Edit Delete
4.Credit Card 3
$757.00Total Balance
APR: 30%
Min: $41.00/m
Edit Delete
5.Buy Now, Pay Later
$204.00Total Balance
APR: 30%
Min: $70.00/m
Edit Delete
Repayment Strategy
Avalanche Snowball
Add Debt
Total Minimums
$871.00
Total Debt
$16,115.52
Power
$925.33
Debts 📉
Here's the not-so-fun part. If you owe money, like on credit cards 💳 or student loans 🎓, this is where it goes. If you've got big plans to pay off that house 🏠 mega fast, list your mortgage here. Otherwise, pop your regular mortgage payments under 'Needs'.
Financial Snapshot
Financial Snapshot by DefineYourDollars.com
Income
Source
Amount
Job 1
$4,333.33
Total
$4,333.33
Monthly Expenses
Item
Amount
Needs
Food
$300.00
Gas
$200.00
Rent
$1,500.00
Fun
Game Pass
$30.00
Music Streaming
$11.00
TV Streaming
$20.00
Bills
Car Insurance
$150.00
Gym
$21.00
Electricity
$150.00
Cellular
$45.00
Internet
$110.00
Total Expenses
$2,537.00
Debts
Debt
Balance
Min. Payment
APR
Car Note
$2,869.38
$300.00
8.64%
Credit Card 1
$2,677.42
$90.00
28.74%
Credit Card 2
$9,607.72
$370.00
27.99%
Credit Card 3
$757.00
$41.00
30.00%
Buy Now, Pay Later
$204.00
$70.00
30.00%
Total Debt
$16,115.52
$871.00
Screenshot Financial Snapshot
Calculate Repayment Plan
Enter your financial details above and click "Calculate Repayment Plan" to see your results.