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Income
Job 1
$4,333.33/m
Total Income
$4,333.33
Power
$4,333.33
Income 💰
Your monthly income is the cash you pocket regularly (after taxes). This could be from your job, an allowance, or gifts. If it varies, just jot down an average of what you'd get in a month. 📆
Needs
Food
$300.00/m
Gas
$200.00/m
Rent
$1,500.00/m
Total Needs
$2,000.00
Power
$2,333.33
Needs 🍞
'Needs' cover the essentials. From munching on food 🍔, keeping a roof over your head 🏠, to fueling up if you drive 🚗. These are the basics, the stuff life kind of demands from you.
Fun
Game Pass
$30.00/m
Music Streaming
$11.00/m
TV Streaming
$20.00/m
Total Fun
$61.00
Power
$2,272.33
Fun 🎮
Fun fund! Think video games, movies, or chilling with friends at a café ☕. But if you're pinching pennies, maybe aim for $0 a month to keep things in check.
Bills
Car Insurance
$150.00/m
Gym
$21.00/m
Electricity
$150.00/m
Cellular
$45.00/m
Internet
$110.00/m
Total Bills
$476.00
Power
$1,796.33
Bills 📑
'Bills' are the regulars. Your Netflix binge 🍿, that phone plan 📱, or the monthly rendezvous with the electric bill 💡. While they might not be the most fun part of your month, they're non-negotiable.
Debts
1.Credit Card 3
$757.00Total Balance
APR: 30%
Min: $41.00/m
2.Buy Now, Pay Later
$204.00Total Balance
APR: 30%
Min: $70.00/m
3.Credit Card 1
$2,677.42Total Balance
APR: 28.74%
Min: $90.00/m
4.Credit Card 2
$9,607.72Total Balance
APR: 27.99%
Min: $370.00/m
5.Car Note
$2,869.38Total Balance
APR: 8.64%
Min: $300.00/m
Total Minimums
$871.00
Total Debt
$16,115.52
Power
$925.33
Debts 📉
Here's the not-so-fun part. If you owe money, like on credit cards 💳 or student loans 🎓, this is where it goes. If you've got big plans to pay off that house 🏠 mega fast, list your mortgage here. Otherwise, pop your regular mortgage payments under 'Needs'.
Repayment Strategy
Enter your financial details above and click "Calculate Repayment Plan" to see your results.